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Arkansas Foreclosure Buyers Guide and How to Save Your Home from Foreclosure.


Foreclosure Buying Information

Regardless of the area of the state of Arkansas or The Natural State as it known informally, from the Little Rock to Fort Smith, from Fayetteville to Springdale or anywhere in between no town or city in Arkansas has been untouched by the economic down turn or the mortgage meltdown that caused it. Foreclosure homes are available across the state in greater numbers today than in any other time in its history. Currently Arkansas is the state with the 22nd highest number of foreclosures per unit of housing. Which means foreclosures in Arkansas are close to the average for all the states in the US.

While the states household income level rests at the bottom of the spectrum, 48th overall it is still the home for several multinational conglomerates including Tyson Foods, J.B. Hunt and most notably Walmart, the world's largest retailer. Automobile manufacturing has also taken a foot hold in Arkansas. These companies in no small part contribute to the unemployment rate in Arkansas being one of the lowest in the nation. At 7.7 percent unemployment in Arkansas is 25% lower than the national average and seems to be bolstered by the lower than average household income.

Arkansas is also experiencing an above average amount of population growth through migrants from other states with a growth of .8 percent annually. While the population of the state is relatively low rating the state Arkansas at 32nd nationally, the state population density is 34th overall. This low population and even lower density means that home prices are relatively stable and that investments in the high density areas should be more secure than most states.

It is always best to invest in areas with high and growing populations rather than areas that are more rural in make up as the ease of finding a renter or purchaser for your investment is substantially easier. Cities such as Jonesboro, Conway, Rogers, Pine Bluff, Hot Springs and Bentonville will always be easier to profit from over cities with less population such as Arkadelphia or Hope.

Home-ownership in Arkansas is yet another category where the state exceeds the national average with a 69.4 home ownership percentage compared to the national average of 66.2 percent. This is an indicator that the citizens of Arkansas put a great deal of stock in home ownership and consequently the real estate market should recover faster than the national average also. All these statistics and hypothesis lead the reader to the conclusion that Arkansas will continue to be what it has been for so long, a great place to invest in real estate.




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